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  2. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    If the owner defaults on the payments, the finance company has the legal right to repossess the vehicle. At the end of the agreement, the customer either pays the balloon payment and takes full ownership of the vehicle, or the vehicle is returned to the finance company without any further liability. [1] A personal contract purchase is a ...

  3. What happens if I default on an installment loan? - AOL

    www.aol.com/finance/happens-default-installment...

    Most lenders – not all – charge late payment fees for delinquent payments. This fee can fall somewhere between $20 and $40; although, a $39 late fee is most common. Depending on the loan type ...

  4. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    Some are single-payment loans, meaning the borrower must pay the full amount of the loan plus the interest rate fee within a month or so. Installment loans can be paid back over three or six ...

  5. How to compare installment loan lenders and find the best offer

    www.aol.com/finance/compare-installment-loan...

    Origination fees: An origination fee is a set percentage — typically between 1 percent and 10 percent — of the approved loan amount. It is taken from the amount you receive or added to what ...

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Buy Here Pay Here financing accounts for 6% of the total financing market. [5] Car financing options in the United Kingdom similarly include car loans, hire purchase, personal contract hires (car leasing) and Personal Contract Purchases. In 2016, Toyota was found guilty of racist lending practices. [6]

  7. Installment loan - Wikipedia

    en.wikipedia.org/wiki/Installment_loan

    An installment loan is a type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments; [1] normally at least two payments are made towards the loan. The term of loan may be as little as a few months and as long as 30 years. A mortgage loan, for example, is a type of installment loan.

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