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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   If your application is approved, the joint personal loan or credit card is issued in both of your names and you are both legally liable for repaying the debt. Joint borrowing can also have an ...

3. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

4. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Key takeaways. A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more ...

6. Earnest (company) - Wikipedia

   en.wikipedia.org/wiki/Earnest_(company)

   The company first launched a personal loan product in Boston, Massachusetts, as a test market, due to the high concentration of young professionals in the area. The company officially launched in March 2014. [8] In 2014, Earnest distributed $8M in loans and by the end of the year had a growth rate of 70%. [5]

7. Term Asset-Backed Securities Loan Facility - Wikipedia

   en.wikipedia.org/wiki/Term_Asset-Backed...

   The Term Asset-Backed Securities Loan Facility (TALF) is a program created by the U.S. Federal Reserve (the Fed) to spur consumer credit lending. The program was announced on November 25, 2008, and was to support the issuance of asset-backed securities (ABS) collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA).