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  2. Unfunded loan commitments - Wikipedia

    en.wikipedia.org/wiki/Unfunded_loan_commitments

    They should not be confused with Letters of credit which require certain trigger events before funding is needed. Increasingly, originating lending institutions are selling Senior loans and related funded or unfunded commitments to institutional investors like Investment management firms, mutual funds and insurance companies .

  3. Line of credit - Wikipedia

    en.wikipedia.org/wiki/Line_of_credit

    A cash credit is a short-term cash loan to a customer. A bank provides this type of funding only after the required security is given to secure the loan. In cash credit, the bank advances a cash loan up to a specified limit to the customer against a bond or other security.

  4. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  5. Cash advance firm sues Mike Lindell for refusing to pay back ...

    www.aol.com/news/cash-advance-firm-sues-mike...

    The following month, Lindell found himself in a near-identical situation with another cash advance company, Lifetime Funding, which accused the bedding kingpin of stiffing it for some $600,000 in ...

  6. How To Make Your Loan Payments When Cash Is Tight - AOL

    www.aol.com/loan-payments-cash-tight-130008135.html

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  7. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

  8. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  9. MyPillow CEO Mike Lindell sues a merchant cash advance ... - AOL

    www.aol.com/finance/mypillow-ceo-mike-lindell...

    The two firms gave MyPillow the $1.6 million loan under a merchant cash advance. A merchant cash advance is a specific type of convoluted financial agreement that lets the issuer bypass laws that ...