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Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?
Beneficiary: This is the person or people listed on the life insurance policy who will receive the death benefit when the insured dies. Beneficiaries can also be trusts, estates or organizations.
Recent findings from Ohio State researchers indicate that credit scores of surviving partners can fall by up to 10 points in the two years after the death of a spouse or partner.
Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...
Stranger-originated life insurance ("STOLI") generally means any act, practice, or arrangement, at or prior to policy issuance, to initiate or facilitate the issuance of a life insurance policy for the intended benefit of a person who, at the time of policy origination, does not have an insurable interest in the life of the insured under the laws of the applicable state. [1]
Chase Rice (born September 19, 1985 [1]) is an American country music singer, songwriter and reality television personality. He first came to prominence in 2010 while he was a contestant on Survivor: Nicaragua , where he was the runner-up to Jud "Fabio" Birza .
A surviving spouse, even if they are not old enough to collect Social Security benefits, should check in with the Social Security Administration as soon as they can after the death of their partner.
A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]
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