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  2. Best CD rates today: Outpace inflation with risk-free returns ...

    www.aol.com/finance/best-cd-rates-today-outpace...

    Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Outpace inflation with risk-free returns of up to 5.25% ...

  3. Savings interest rates today: Best accounts still paying up ...

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    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 5.05% APY with no minimums at Patriot Bank, EverBank and other trusted providers as ...

  4. Why the Highest-Paying CDs Aren't Always a Good Deal - AOL

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    Some banks and credit unions are offering extremely high rates on CDs. Find out why you may want to think twice before opening one. Why the Highest-Paying CDs Aren't Always a Good Deal -- Even ...

  5. Certificate of Deposit Account Registry Service - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_Deposit...

    The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).

  6. Why now is still a good time to grow your money in a deposit ...

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    But despite the Fed lowering rates starting in September by a total of a full percentage point, or 100 basis points to a range of 4.25-4.5 percent, some top-yielding deposit account rates at banks ...

  7. Savings interest rates today: Don't let your money hibernate ...

    www.aol.com/finance/savings-interest-rates-today...

    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 5.10% APY with no minimums at Openbank, Axos Bank and other trusted providers as of ...

  8. Lower rates mean lower deposit rates, right? Probably not - AOL

    www.aol.com/finance/lower-rates-mean-lower...

    Bank loan-to-deposit ratios have been trending downward for the past 15 years. ... Savings interest rates today: Outpace inflation with top accounts paying up to 4.75% APY this weekend; AOL.

  9. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    Banks charge higher interest rates on money they lend out than the interest they pay on customer deposit accounts. The difference is called a spread, and it’s what banks rely on to make money.