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  2. Is a Family Loan Taxable Income? - AOL

    www.aol.com/family-loan-taxable-income-140055330...

    The IRS gives two de minimis exceptions for interest on family loans, which are: The $10,000 De Minimis Exception The IRS does not require you to charge interest for loans under $10,000.

  3. The $10,000 Tax Rule For Loaning Money to Family and Friends

    www.aol.com/10-000-tax-rule-loaning-175514888.html

    Loaning friends and family money is a hotly-debated topic, but one thing that is always a given -- the threshold after which the IRS gets involved. See: Pros and Cons of Living in a State With No...

  4. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    The rules for calculating the original issue discount utilize a compounding interest formula, with the principal recalculated every six months. Section 1272(a) of the tax code requires that the Original Issue Discount is includible in the lender's taxable income at the end of each tax year, or part of the tax year if the loan was not owned for ...

  5. Child tax credit (United States) - Wikipedia

    en.wikipedia.org/wiki/Child_tax_credit_(United...

    A tax credit enables taxpayers to subtract the amount of the credit from their tax liability. [d] In the United States, to calculate taxes owed, a taxpayer first subtracts certain "adjustments" (a particular set of deductions like contributions to certain retirement accounts and student loan interest payments) from their gross income (the sum of all their wages, interest, capital gains or loss ...

  6. Should you use a personal loan to pay your taxes? - AOL

    www.aol.com/finance/loan-to-pay-taxes-124723856.html

    A personal loan may offer a cheaper way out of tax debt if you can meet 3 key criteria. Learn the benefits and drawbacks — including alternatives — in this comprehensive guide.

  7. Adjusted gross income - Wikipedia

    en.wikipedia.org/wiki/Adjusted_gross_income

    In the United States income tax system, adjusted gross income (AGI) is an individual's total gross income minus specific deductions. [1] It is used to calculate taxable income, which is AGI minus allowances for personal exemptions and itemized deductions. For most individual tax purposes, AGI is more relevant than gross income.

  8. How Can I Reduce My Taxes? Your Tax Questions, Answered - AOL

    www.aol.com/reduce-taxes-tax-questions-answered...

    if you are looking to refinance federal student loans please be aware of recent legislative changes that have suspended all federal student loan payments and waived interest charges on federally ...

  9. Home mortgage interest deduction - Wikipedia

    en.wikipedia.org/wiki/Home_mortgage_interest...

    Canadian federal income tax does not allow a deduction from taxable income for interest on loans secured by the taxpayer's personal residence, but landlords who own rental residential or commercial property may deduct mortgage interest as a reasonable business expense; the difference between the two being that the deduction is only allowed when ...

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