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You must freeze your credit with each credit bureau. The easiest way to freeze your credit is online through each credit bureau's website. ... you can contact Equifax by phone at 1-888-298-0045 to ...
At the three big credit bureaus, Experian, Equifax and TransUnion, placing a security freeze on your credit file is easy, according to cybersecurity expert David Malicoat.
However, one bureau cannot necessarily initiate a credit freeze across all three bureaus. So, you should contact all three bureaus and send copies of all necessary documents with each letter.
The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]
The best way to go about freezing your credit is creating an account with the three big credit bureaus: Experian, Equifax and TransUnion. These agencies are also recommended by the U.S. government .
To freeze your loved one’s credit report, contact the three credit bureaus — Experian, Equifax and TransUnion — and let each of them know the situation. They’ll guide you through the ...
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