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Instant approval credit cards provide fast access to credit, often giving you a decision within moments of applying online. With more issuers offering quick approvals in 2025, you can access ...
The bottom line. Getting a new credit card can be exciting, though completing the card application and waiting for approval can be stressful — especially if you’ve been denied a credit card ...
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In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
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