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  2. 8 ways to spot personal loan scams and protect your finances

    www.aol.com/finance/8-ways-spot-personal-loan...

    Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

  3. Top 15 financial scams targeting older Americans — and what ...

    www.aol.com/finance/financial-scams-targeting...

    The FBI Internet Crime Complaint Center (IC3) received more than 101,000 reports of scams and fraud against people ages 60 and older in 2023, causing seniors to lose over $3.4 billion. And those ...

  4. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    U.S. Bank protects customers from overdraft fees by automatically pulling up to $50 from linked accounts or, if you are charged a fee, allowing qualified deposits on the same day to avoid any ...

  5. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending is the practice of overcharging a borrower for rates and fees, average fee should be 1%, these lenders were charging borrowers over 5%. [19] Consumers without challenged credit loans should be underwritten with prime lenders. In 2004, 69% of borrowers were from subprime lending.

  6. 3 Ways To Spot Financial Scams, According to Money Expert ...

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    It's always a good idea to practice due diligence around your money, especially when taking financial advice from someone you don't know. Check Out: 100 Most Common Money Scams and How To Avoid ...

  7. 100 Most Common Money Scams and How To Avoid Them - AOL

    www.aol.com/100-most-common-money-scams...

    3. ‘I’m a Nigerian prince.’ The “Nigerian prince” scam is one of the oldest since the internet was invented. A wealthy individual claims they can’t access their money for some reason ...

  8. 6 Investment Scam Red Flags and How To Avoid Them - AOL

    www.aol.com/finance/6-investment-scam-red-flags...

    6 Investment Scam Red Flags and How To Avoid Them. Scammers are getting better and better at what they do. If you think your money is safe, maybe double check that you know exactly who is handling ...

  9. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    9. Cash advance apps. If you earn a regular paycheck but are finding you’re short of cash in between pay periods, a cash advance app may bridge the gap without committing you to a new long-term ...

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