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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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    Microsoft Excel Personal Monthly Budget Spreadsheet. Where to get it: Microsoft 365. ... you’ll want to opt for a template or spreadsheet that you can download and edit. If you just want a basic ...

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

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    These budgeting templates will give you a head start from simple monthly and yearly budgets to 50/30/20 and zero-based budgets. 4 Steps to Preparing Any Budget How you prefer to budget will affect ...

  4. Value-added tax - Wikipedia

    en.wikipedia.org/wiki/Value-added_tax

    The Goods and Services Tax (GST) is an abolished value-added tax in Malaysia. GST is levied on most transactions in the production process, but is refunded with exception of Blocked Input Tax, to all parties in the chain of production other than the final consumer. The existing standard rate for GST effective from 1 April 2015 is 6%.

  5. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  6. Envelope system - Wikipedia

    en.wikipedia.org/wiki/Envelope_system

    The envelope system, also known as the envelope budgeting method or cash stuffing, is a popular personal budgeting method for visualizing and maintaining a flexible budget. The key idea is to prioritize cash income to meet separate categories of household expenses in physically separate envelopes.

  7. 7 Best Budgeting Methods If You Live in a High-Cost State - AOL

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  8. Chart of accounts - Wikipedia

    en.wikipedia.org/wiki/Chart_of_accounts

    A chart of accounts (COA) is a list of financial accounts and reference numbers, grouped into categories, such as assets, liabilities, equity, revenue and expenses, and used for recording transactions in the organization's general ledger.

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