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  2. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    For example, renters in South Dakota pay an average of $118 per year for renters insurance, while renters in Mississippi pay $256 per year, per the Insurance Information Institute. Additional ...

  3. Tenant screening - Wikipedia

    en.wikipedia.org/wiki/Tenant_screening

    The tenant screening process typically begins when the prospective tenant (each adult applicant) completes a rental application and pays an application fee and perhaps a holding deposit. Rental applications are designed to collect personally identifying information (name, social security number, date of birth, etc.), address, employment ...

  4. Pros and Cons of Requiring Renters Insurance as a Landlord - AOL

    www.aol.com/pros-cons-requiring-renters...

    Reduces risk of claims on the landlord’s insurance: In cases where a tenant’s negligence leads to property damage, renters insurance can help cover the costs. This prevents the landlord from ...

  5. Rental agreement - Wikipedia

    en.wikipedia.org/wiki/Rental_agreement

    In order to rent or lease in many apartment buildings, a renter (also referred to as a “lessee") is often required to provide proof of renters insurance before signing the rental agreement. There is a special type of the homeowners insurance in the United States specifically for renters — HO-4.

  6. Background check - Wikipedia

    en.wikipedia.org/wiki/Background_check

    A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.

  7. If you lost your home or business in the wildfires, here's ...

    www.aol.com/news/lost-home-business-wildfires...

    In fire-prone areas of California, some renter's insurance policies will cover house fires but not wildfires, due to the elevated risk of damages. Check with your insurance company to find out ...

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