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Covered California is the health insurance marketplace in the U.S. state of California established under the federal Patient Protection and Affordable Care Act (ACA). The exchange enables eligible individuals and small businesses to purchase private health insurance coverage at federally subsidized rates.
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Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis.
A certification is a third-party attestation of an individual's level of knowledge or proficiency in a certain industry or profession. They are granted by authorities in the field, such as professional societies and universities, or by private certificate-granting agencies.
The Unified Program was established by California Senate Bill 1082 (Calderon) in 1993. Regulations were written to implement and enforce this law and the first CUPAs were certified in 1996. There are now 81 CUPAs and 24 participating agencies (PAs) throughout California. There have been as many as 83 CUPAs, but some have been decertified.
CEB (Continuing Education of the Bar • California) is a self-supporting program of the University of California.Founded in 1947 to educate veterans returning to the practice of law after service in World War II, CEB offers three, six, and 24-hour continuing legal education (CLE) courses and practice guides.
To apply for a Lasting Power of Attorney, the donor has to fill in the application forms giving details for themselves, the attorneys and another person known as the certificate provider to witness that the decision has been made with the donor's understanding and agreement. An LPA cannot be created once the donor has lost capacity.
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