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2. What is a reverse mortgage? How it works, who it’s best for ...

   www.aol.com/finance/what-is-a-reverse-mortgage...

   Attendance at a HUD-approved reverse mortgage counseling session. Before you can be approved for a reverse mortgage, you must meet with a third-party counselor at a certified counseling agency who ...

3. Social services and homelessness in Columbus, Ohio

   en.wikipedia.org/wiki/Social_services_and...

   Social services include cash- and housing-related assistance, case management, treatment for mental health and substance abuse, and legal and budget/credit assistance. Amid food insecurity in Columbus, with several neighborhoods as food deserts , nonprofit organizations operate several no-charge groceries, pharmacies, and stores in the city.

4. United States Department of Housing and Urban Development

   en.wikipedia.org/wiki/United_States_Department...

   August 10, 1965 – The Housing and Urban Development Act of 1965 instituted several major expansions in federal housing programs. September 1965 – HUD is created as a cabinet-level agency by the Department of Housing and Urban Development Act. April 1968 – The Fair Housing Act is passed to ban discrimination in housing.

5. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling; Bankruptcy Counseling; Housing Counseling- includes first-time homebuyers, reverse mortgage counseling, foreclosure prevention, Debt Management Plans

6. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   A homeowner who gets a mortgage on a $250,000 home with a 4 percent interest rate for 30 years and a 10 percent down payment pays $1,195 a month, while a 20 percent down payment brings that down ...

7. Low-Income Home Energy Assistance Program - Wikipedia

   en.wikipedia.org/wiki/Low-Income_Home_Energy...

   These grants have been used to create weatherization materials, workshops on energy efficiency measures for homes, budget counseling, and have formed consumer cooperatives to purchase home energy. State projects run for three years, and state grantees are required to contract for third-party evaluations and to report after the conclusion of the ...

8. How to prepare for FHA appraisal requirements - AOL

   www.aol.com/finance/prepare-fha-appraisal...

   The home came through the appraisal well and you can move forward with the purchase. Low appraisal. The appraiser believes the home is not worth enough to secure the loan. The lender may still be ...

9. Fair Housing Assistance Program - Wikipedia

   en.wikipedia.org/wiki/Fair_Housing_Assistance...

   The Fair Housing Assistance Program (FHAP) is a federal program that is administered by the Office of Fair Housing and Equal Opportunity at the U.S. Department of Housing and Urban Development. The FHAP program provides funding annually on a noncompetitive basis to State and local agencies that enforce fair housing laws that are substantially ...