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  2. UL (safety organization) - Wikipedia

    en.wikipedia.org/wiki/UL_(safety_organization)

    UL headquarters in Northbrook, Illinois. Underwriters Laboratories Inc. was founded in 1894 by William Henry Merrill.After graduating from the Massachusetts Institute of Technology (MIT) with a degree in electrical engineering in 1889, Merrill went to work as an electrical inspector for the Boston Board of Fire Underwriters. [9]

  3. United Wholesale Mortgage - Wikipedia

    en.wikipedia.org/wiki/United_Wholesale_Mortgage

    United Wholesale Mortgage was founded by Jeff Ishbia in 1986 while working as an attorney. He founded the company as a side business under the name Shore Mortgage. [3] It started off focusing on conventional and FHA loans and the name was later changed from Shore Mortgage to United Wholesale Mortgage. [4]

  4. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

  5. Underwriting - Wikipedia

    en.wikipedia.org/wiki/Underwriting

    [citation needed] As part of the underwriting process for life or health insurance, medical underwriting may be used to examine the applicant's health status (other factors may be considered as well, such as occupation and risky pursuits) and decide whether the policy can be issued on the standard terms applicable to the customer's age. The ...

  6. Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Affordable_Care_Act

    [316] [317] However, between March 2010 and 2014, the number of part-time jobs declined by 230,000 while the number of full-time jobs increased by two million. [ 318 ] [ 319 ] In the public sector full-time jobs turned into part-time jobs much more than in the private sector.

  7. Managing general agent - Wikipedia

    en.wikipedia.org/wiki/Managing_general_agent

    In insurance, a managing general agent is defined legally as "an individual or business entity appointed by an underwriting insurer to solicit applications from agents for insurance contracts or to negotiate insurance contracts on behalf of an insurer and, if authorized to do so by an insurer, to effectuate and countersign insurance contracts".

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