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  2. Does car insurance cover theft? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    For example, Erie offers personal items coverage, which will pay up to $350 for personal items stolen from the vehicle. Without this type of coverage — which is rarely offered — your home or ...

  3. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    Rental car coverage. ... while gap insurance protects you from owing money on a totaled or stolen car. For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your ...

  4. Guaranteed asset protection insurance - Wikipedia

    en.wikipedia.org/wiki/Guaranteed_asset...

    Guaranteed asset protection insurance (or GAP Insurance) is an insurance coverage offered as a supplement to automobile insurance policies or auto loans. A GAP policy covers the difference between the value of a car (i.e., what the insurance company will typically pay), and what the borrower owes on the loan if the car is totaled or stolen.

  5. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    A person who has been injured by a stolen vehicle may qualify for an uninsured claim. A few states require physical contact for uninsured claims. If contact is required, it can be any kind of contact, such as that between two cars, but can also consist of a vehicle contacting the leg of a motorcyclist or a motorcycle tire.

  6. America's Most Stolen Cars in 2024

    www.aol.com/americas-most-stolen-cars-2024...

    Vehicles stolen in 2023: 15,852. Theft rate per 100K vehicles: 1,815. Average annual full-coverage insurance rate: $2,273. Ford pickups regularly land on the NICB’s list of the most stolen vehicles.

  7. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle.

  8. Gap insurance in California: what you need to know - AOL

    www.aol.com/finance/gap-insurance-california...

    Let’s say you used a $25,000 auto loan to purchase a new vehicle, and you carry a full coverage car insurance policy. Your vehicle is stolen from your driveway, and you file a claim with your ...

  9. State Farm Mutual Automobile Insurance Co. v. Campbell

    en.wikipedia.org/wiki/State_Farm_Mutual...

    State Farm Mutual Automobile Insurance Co. v. Campbell, 538 U.S. 408 (2003), was a case in which the United States Supreme Court held that the due process clause usually limits punitive damage awards to less than ten times the size of the compensatory damages awarded and that punitive damage awards of four times the compensatory damage award is "close to the line of constitutional impropriety".

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