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Just getting the inspection can help homeowners save money on their insurance premiums, but homeowners who receive the wind mitigation inspection may also apply for matching grant funds to help ...
In Florida, a wind mitigation inspection is performed by a licensed general contractor, building contractor, architect, engineer, building inspector or home inspector. The information gathered is presented on a standard wind mitigation form, OIR-B1-1802, commonly referred to as the 1802 form.
Reduce Homeowners Insurance Costs. Florida ... “One of the biggest ways to save on premiums is to make sure you have an up-to-date wind mitigation inspection, especially for homes over 20 years ...
Elsewhere in Florida: Accumulating wind mitigation credits, which at times could mean making certain improvements to the home, can help owners lower their rates in South Florida, but not as much ...
Citizens became not just the insurer of last resort, but the insurer of only resort for many Floridians. As of 2005, Florida owed almost $5 billion, which would be recovered through insurance policy assessments. [7] The cost of insurance and its availability became an important "hot button" issue in Florida, especially in the 2006 elections.
The 2010 edition of the Florida Building Code introduced significant changes to wind load design, in particular the presentation of the wind speed maps. [ 4 ] The Miami-Dade and Broward County norms, are both included in the High-Velocity Hurricane Zones (HVHZ) and contain more stringent requirements. [ 4 ]