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On October 3, 1864, the bank voted to surrender the state charter and begin operating as a national bank. December 31, 1864, it received a federal bank charter and was renamed National Grand Bank of Marblehead, commencing national operations on February 1, 1865. [1] In 2002, the bank opened a student-operated branch in Marblehead High School.
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In 1881, the bank took out a federal charter and became known as Citizens National Bank. On July 1, 1890, the bank purchased another Grand Forks bank and took on the name of the other bank: First National Bank. In 1896, the newly merged First National Bank moved into the St. John's Block building at the corner of DeMers Avenue and Third Street.
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