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  2. Beyond Consolidation and Settlement: Other Debt Relief Options Credit Counseling. Non-profit agencies offer free or low-cost advice and can help create a debt management plan tailored to your needs.

  3. These are the best debt relief options — which is right for you?

    www.aol.com/finance/different-debt-relief...

    Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...

  4. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

  5. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

  6. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    If you have over $7,500 worth of unsecured debt and your credit is in bad shape, then seeking a program through a good debt relief company may be your best option. With a debt relief company, you ...

  7. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO credit scores of ...

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