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  2. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct Subsidized: A direct subsidized federal loan is for eligible students to cover costs at a four year institution, community college, or vocational school. Only students with demonstrated financial need are eligible and the amount is determined by the school.

  3. Stafford Loan - Wikipedia

    en.wikipedia.org/wiki/Stafford_Loan

    Federal student loan interest rates are fixed for the life of the loan; however, the rates for new loans will change annually, based on the current market. The interest rates for the 2013–2014 academic year are as follows: 3.86% for undergraduate Stafford Loans (both subsidized and unsubsidized) 5.41% for graduate Stafford Loans [6]

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    For dependent undergraduates, the aggregate limit is $57,500, while subsidized loans are limited to $23,000. [78] Students who reach the maximum in subsidized loans may (based on grade level—undergraduate, graduate/professional, etc.) add a loan of less than or equal to the amount they would have been eligible for in subsidized loans.

  5. How to determine whether you have federal student loans - AOL

    www.aol.com/finance/determine-whether-federal...

    All federal loans will have “Direct” in their names, like “Direct Subsidized Loan,” “Direct PLUS Loan” or “Direct Consolidation Loan,” for example. For PLUS Loans, you might see ...

  6. Types of student loans - AOL

    www.aol.com/finance/types-student-loans...

    Direct Subsidized Loan. Direct Unsubsidized Loan. Direct PLUS Loan. Private student loan. Type. Federal. Federal. Federal. Private. Interest rate. 6.53% (2024-25)

  7. Subsidized vs. Unsubsidized Student Loans: What's the ... - AOL

    www.aol.com/news/subsidized-vs-unsubsidized...

    Here's what students need to know about the two main types of federal student loans. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

  8. Government-backed loan - Wikipedia

    en.wikipedia.org/wiki/Government-backed_loan

    A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

  9. How much financial aid can you get? - AOL

    www.aol.com/finance/much-financial-aid-002201280...

    Federal financial aid includes federal grants, student loans and work-study programs. The financial aid limit for each program varies by school, year and more. ... Direct Subsidized Loan. $3,500 ...

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