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  2. Single-family zoning laws are just modern redlining. There’s ...

    www.aol.com/single-family-zoning-laws-just...

    Today’s local government land use stack of single-family zoning, minimum lot sizes, setbacks and other restrictions are little more than latter-day redlining. ... Texas, as an example of how a ...

  3. Redlining - Wikipedia

    en.wikipedia.org/wiki/Redlining

    Much of the economic impacts we find as a result of redlining and the banking system directly impact the African American community. Beginning in the 1960s, there was a large influx of black veterans and their families moving into suburban white communities. As blacks moved in, whites moved out and the market value of these homes dropped ...

  4. An obscure 47-year-old law designed to right the historic ...

    www.aol.com/finance/obscure-47-old-law-designed...

    An obscure 47-year-old law designed to right the historic wrongs of redlining was the ‘original ESG framework,’ execs say. Just look at how Crown Heights and Bed-Stuy have changed Dylan Sloan

  5. Climate disasters hit Black communities disproportionately ...

    www.aol.com/finance/climate-disasters-hit-black...

    Louisiana, Texas, and Alabama—states with some of the nation’s deepest legacies of redlining—rank within the top 10 states with the most expensive home insurance and also have some of the ...

  6. Home Owners' Loan Corporation - Wikipedia

    en.wikipedia.org/wiki/Home_Owners'_Loan_Corporation

    The effects of redlining, as noted in HOLC maps, endures to the present time. A study released in 2018 found that 74 percent of neighborhoods that HOLC graded as high-risk or "hazardous" are low-to-moderate income neighborhoods today, while 64 percent of the neighborhoods graded "hazardous" are minority neighborhoods today. [ 18 ] "

  7. Black land loss in the United States - Wikipedia

    en.wikipedia.org/wiki/Black_land_loss_in_the...

    This Act was meant to avail land in states such as Alabama, Arkansas, Florida, Louisiana, Texas, and Mississippi to acquisition by the people, which included the black population. At the core of Act was the endeavor to give black Americans the chance to buy land in these states, of which black Americans took advantage.

  8. Credit rationing - Wikipedia

    en.wikipedia.org/wiki/Credit_rationing

    Redlining can have long-lasting effects on credit access for affected communities, leading to reduced economic opportunities and perpetuating a cycle of poverty. [ note 3 ] Despite legal and regulatory efforts to address redlining, such as the Fair Housing Act of 1968 and the Equal Credit Opportunity Act of 1974, it remains a persistent issue ...

  9. The government secures a $9 million settlement with Ameris ...

    www.aol.com/news/government-secures-9-million...

    The anti-redlining effort has now secured $107 million in relief, including the Ameris settlement, which a judge must approve. A $31 million settlement with Los Angeles-based City National in ...