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The cost of caregiving can be substantial, including expenses for medical care, medications, in-home care services, assisted living facilities, and other related costs. Caregivers may need to reduce their work hours or leave their jobs entirely to provide care, leading to loss of income and financial strain.
The expansion of assisted living has been the shift from "care as service" to "care as business" in the broader health care system predicted in 1982. [1] A consumer-driven industry, assisted living offers a wide range of options, levels of care, and diversity of services (Lockhart, 2009) and is subject to state rather than federal regulatory ...
The decision about when it’s time for memory care varies from family to family, according to Maureen Bradley, a senior support specialist at A Place for Mom with two decades in the senior living ...
Long-term care insurance is another potential option to help pay for nursing home care. Long-term care insurance was designed to help with the expensive out-of-pocket costs. It is recommended that one purchases long-term care insurance before they need it, which may require paying premiums for years prior.
As the Wall Street Journal explains, while some life plan communities have average costs of $100,000 to $400,000, others in high-cost-of-living areas command much more — like one Palo Alto ...
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