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  2. Telematics car insurance: Is the discount worth sharing your ...

    www.aol.com/finance/car-insurance-telematics...

    Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...

  3. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    Some insurers even offer pay-per-mile programs for very low-mileage drivers. Age, marital status and other demographics. Statistical data shows certain groups tend to file more claims than others.

  4. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    Allstate. $2,971. $248. USAA. $1,695. $141. 2. Take advantage of discounts ... Consider pay-per-mile insurance if you don’t have a commute or drive very often. Insurance companies typically ...

  5. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Different levels of coverage may protect consumers depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage. In the 100/300 example, the policy will pay $100,000 per person up to $300,000 total for all people. The last number covers property damage.

  7. Metromile - Wikipedia

    en.wikipedia.org/wiki/Metromile

    Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended for low-mileage drivers and does not take driving style or behaviour into account (for determining rates or discounts). [ 2 ]

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