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  2. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

    www.aol.com/finance/5-tips-cut-nonessential...

    After waiting a full day, review the item and see if you still want it. ... you’re paying for to avoid unnecessary expenses. Check bank and credit card statements, look through your email inbox ...

  3. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/discretionary-spending-reduce-save...

    Shop for cheaper auto insurance, find a coupon for that next oil change and reduce unnecessary trips to save on gas. To trim living expenses, look for ways to reduce utility costs and consider ...

  4. 30 Expenses That Quietly Eat Away at Your Budget - AOL

    www.aol.com/finance/30-expenses-quietly-eat-away...

    Pre-Made Food. The grocery store is another place where the cost of convenience adds up. “Packaged, processed foods at the grocery store cost about 25% more compared to buying basic, healthy ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

  6. Cost reduction - Wikipedia

    en.wikipedia.org/wiki/Cost_reduction

    Half cost strategies: ambitious strategies which aim to reduce the costs of specific production processes or value adding stages to 1/N of the previous cost. [7] Examples specifically focussed on the use of suppliers and the costs of goods and services supplied include: Supplier consolidation: see examples in the aerospace manufacturing industry

  7. Unnecessary health care - Wikipedia

    en.wikipedia.org/wiki/Unnecessary_health_care

    Unnecessary health care (overutilization, overuse, or overtreatment) is health care provided with a higher volume or cost than is appropriate. [1] In the United States, where health care costs are the highest as a percentage of GDP, overuse was the predominant factor in its expense, accounting for about a third of its health care spending ($750 billion out of $2.6 trillion) in 2012.

  8. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

    www.aol.com/10-expenses-most-likely-drain...

    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  9. 8 Ways To Stick to a Budget While Earning an Average Salary - AOL

    www.aol.com/8-ways-stick-budget-while-200047787.html

    Cut Back On Unnecessary Expenses One of the best ways to stick to your budget and save money is by cutting back on unnecessary expenses, said Linda Chavez, founder and CEO of Seniors Life ...