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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Unlike debt settlement, consolidation requires full repayment of the outstanding balance. With debt consolidation, you take out a new loan or open a new line of credit to pay off your debts. This ...

3. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds ; in which case the ...

4. How a car loan settlement affects your credit - AOL

   www.aol.com/finance/car-loan-settlement-affects...

   Settling your car loan debt can end high payments, but your credit score will drop.

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt generally refers to money owed by one party, the debtor, to a second party, the creditor.It is generally subject to repayments of principal and interest. [9] Interest is the fee charged by the creditor to the debtor, generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly.

6. Accord and satisfaction - Wikipedia

   en.wikipedia.org/wiki/Accord_and_satisfaction

   Accord and satisfaction is a settlement of an unliquidated debt. For example, a builder is contracted to build a homeowner a garage for $35,000. The contract called for $17,500 prior to starting construction, to disburse $10,000 during various stages of construction, and to make a final payment of $7,500 at completion.

7. Loan default rates and student loan repayment - AOL

   www.aol.com/finance/loan-default-rates-student...

   Student loan payment resumption has recently had a notable impact on borrowers’ financial security. President Biden’s new proposal aims to alleviate the distress faced by those struggling with ...