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  2. Small Business Insurance: What Coverage Do You Need? - AOL

    www.aol.com/small-business-insurance-coverage...

    Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...

  3. Business interruption insurance - Wikipedia

    en.wikipedia.org/.../Business_interruption_insurance

    Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster.The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.

  4. Business owner's policy - Wikipedia

    en.wikipedia.org/wiki/Business_owner's_policy

    A typical business owner's policy includes property and liability insurance. The property insurance portion of a BOP is available most often as named-peril coverage, which provides compensation only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.). [3]

  5. 35 essential business expense categories for businesses of ...

    www.aol.com/35-essential-business-expense...

    Fuel, maintenance, insurance, and other car expenses are all business expenses, provided the vehicle is used exclusively for business purposes. The IRS standard mileage rate can also be deducted. 22.

  6. Year-end financial checklist: Your guide to reviewing and ...

    www.aol.com/finance/financial-planning-checklist...

    The 2024 limit for IRAs is $7,000 for those under age 50 and $8,000 for those age 50 or older. ... having a baby or experiencing significant income changes that affect your eligibility for ...

  7. Business overhead expense disability insurance - Wikipedia

    en.wikipedia.org/wiki/Business_overhead_expense...

    Business overhead expense (BOE) disability insurance, also known as Business Expense Insurance, pays the insured's business overhead expenses if he or she becomes disabled. A BOE policy pays a monthly benefit based on actual expenses, not anticipated profits. It is designed for businesses that rely on a small number of people (or one person) to ...

  8. Increased limit factor - Wikipedia

    en.wikipedia.org/wiki/Increased_limit_factor

    The basic limit is a lower limit of liability under which there is a more credible amount of data. [2] For example, basic limit loss costs or rates may be calculated for many territories and classes of business. At a relatively low limit of liability, such as $100,000, there may be a high volume of data that can be used to derive those rates.

  9. Heads up if you’re a freelancer or small business owner: The ...

    www.aol.com/heads-freelancer-small-business...

    Small business owners, independent contractors and gig workers soon will be getting 1099-K tax forms if they used any payment platform on which they had at least $5,000 in business transactions in ...

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