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  2. Calculator: How Much Life Insurance Do I Really Need? - AOL

    www.aol.com/lifestyle/calculator-much-life...

    4. Premium as Percentage of Income. Another method looks at how much you can reasonably spend on premiums. A common guideline is to allocate between 1% to 3% of your annual income toward life ...

  3. Who needs life insurance? - AOL

    www.aol.com/finance/needs-life-insurance...

    A licensed insurance agent or financial advisor can help you decide how much life insurance you need, but in general, you may want to calculate the amount of lost income you’d need to replace if ...

  4. How Much Does Life Insurance for Smokers & Tobacco ... - AOL

    www.aol.com/much-does-life-insurance-smokers...

    Consider term life: If permanent life insurance premiums are too expensive, consider term life policies. These provide coverage for a specific period (like 10 or 20 years) and typically offer more ...

  5. How much life insurance do I need? - AOL

    www.aol.com/finance/much-life-insurance...

    You can also use a free life insurance calculator to give you a general idea of how much ... This was the industry’s standard for many years. However, this fails to account for several things ...

  6. How Much Life Insurance Should I Have? - AOL

    www.aol.com/much-life-insurance-204605047.html

    Life insurance is a way to ease some anxiety about your loved ones’ well-being as you head into your golden years. You want to make sure your family is taken care of during and after your lifetime.

  7. How to buy life insurance in 8 steps - AOL

    www.aol.com/finance/buy-life-insurance-8-steps...

    Term life insurance: Term life insurance is generally the cheapest kind of life insurance. It provides coverage over a specific term period, usually between 10 and 30 years.

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