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  2. How does a condo mortgage work? - AOL

    www.aol.com/finance/does-condo-mortgage...

    Can I refinance my condo mortgage? Yes, you can refinance your condo mortgage. It works similarly to a refinance for single-family homes, giving you the option to lower your interest rate or ...

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    Refinancing savings vary based on many factors, including the refinancing you choose, your new interest rate, your new loan amount, your credit score and history (and that of your cosigner, if you ...

  4. Does refinancing a mortgage affect your property taxes? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Refinancing will feel fairly similar to when you closed your first mortgage. You might need to consider how to budget for property taxes and homeowners insurance in your closing costs this time ...

  5. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  6. Davis–Stirling Common Interest Development Act - Wikipedia

    en.wikipedia.org/wiki/Davis–Stirling_Common...

    Under Davis–Stirling, a developer of a common interest development is able to create a homeowner association (HOA) to govern the development. As part of creating the HOA, the developer records a document known as the Declaration of Covenants, Conditions, and Restrictions against the units or parcels within the HOA with the county recorder.

  7. California Department of Real Estate - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    The DRE was founded in 1917, when the California legislature enacted the nation’s first real estate law. In July 2013, the department briefly merged with the California Department of Consumer Affairs as the Bureau of Real Estate. In January 2018, through Senate Bill 172, it again became an independent department. [3]

  8. Homeowners, get ready to date the rate. Refinancing is ... - AOL

    www.aol.com/finance/homeowners-ready-date-rate...

    Refinancing index increased 19% week over week, says the Mortgage Bankers Association. Homeowners, get ready to date the rate. Refinancing is making its comeback as mortgage rates drop to 7%

  9. Should you refinance your mortgage now as rates drop? - AOL

    www.aol.com/news/refinance-mortgage-now-rates...

    Judging from the latest numbers, there is a lot of pent-up demand for Americans looking to refinance their home mortgages. In fact, refi applications recently jumped 20% in a week, according to ...