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2. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

   www.aol.com/fraud-alerts-credit-savior-saboteur...

   A fraud alert lasts for one year, but you can renew it. You can set up a fraud alert online with any of the three credit bureaus: Equifax. Experian. TransUnion. You don't need to go through the ...

3. What is credit monitoring? - AOL

   www.aol.com/finance/credit-monitoring-212027215.html

   Report fraud/identity theft: If you find suspicious activity on your credit reports, contact the credit bureaus and consider filing a police report. You may also consider freezing or locking your ...

4. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   To spot these errors, it’s important to review your credit report at least once a year. You can get a free copy from each of the three main credit bureaus (Equifax, Experian and TransUnion) at ...

5. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

6. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

7. OptOutPrescreen.com - Wikipedia

   en.wikipedia.org/wiki/Optoutprescreen.com

   OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...