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2. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   For instance, someone with $20,000 in credit card debt spread across three cards with an average Annual Percentage Rate (APR) of 18% might get a lower-interest personal loan at 10% APR to pay them ...

3. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

4. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Balance transfer credit card. A balance transfer card allows you to combine debts from other credit cards — usually credit cards from other companies only — at a temporary 0 percent interest rate.

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score. You want to ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Debt settlement; Debt consolidation; Credit counseling; Chapter 7 bankruptcy and Chapter 13 bankruptcy; Although each of these debt-relief options deals with credit card debt, they are also able to deal with other types of debt. including personal loans, medical debt, accounts in collections and more, epending on the program type. These ...