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2. Top Credit Card Payment Apps for Entrepreneurs - AOL

   www.aol.com/top-credit-card-payment-apps...

   Here are six apps to take credit card payments: Helcim: This merchant account provider offers a free all-in-one POS application and a $99 card reader. It supports most payment methods and has ...

3. Virtual terminal (payment processing) - Wikipedia

   en.wikipedia.org/wiki/Virtual_terminal_(payment...

   While the physical card does not need to be presented to the merchant (which would be impossible over the phone), the customer authorising the payment should still be possess the card. To verify this, the virtual terminal often requires the card security code to be entered, which the customer must provide. One alternative for merchants is to ...

4. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   The typical network architecture for modern online payment systems is a chain of service providers, each providing unique value to the payment transaction, and each adding cost to the transaction: merchant, point-of-sale (PoS) software as a service (SaaS), aggregator, credit card network, and bank. The merchant can be a brick-and-mortar outlet ...

5. Payment gateway - Wikipedia

   en.wikipedia.org/wiki/Payment_gateway

   The credit card issuer makes a settlement payment to the acquiring bank (the next day in most cases). The acquiring bank subsequently deposits the total of the approved funds into the merchant's nominated account (the same day or next day). This could be an account with the acquiring bank if the merchant does their banking with the same bank ...

6. FreedomPay - Wikipedia

   en.wikipedia.org/wiki/Freedompay

   FreedomPay is a company that provides payment platform as a service. It was founded in 2000 and is currently located in Philadelphia, Pennsylvania. In early 2000, FreedomPay launched mobile payment "proof of concepts" with enterprises such as McDonald's, [1] Bank of America [2] and Visa.

7. Payment service provider - Wikipedia

   en.wikipedia.org/wiki/Payment_service_provider

   PSPs [3] establish technical connections with acquiring banks and card networks, enabling merchants to accept different payment methods without the need to partner with a particular bank. They fully manage payment processing and external network relationships, making the merchant less dependent on banking institutions. [4]