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National Savings and Investments (NS&I), formerly called the Post Office Savings Bank and National Savings, is a state-owned savings bank in the United Kingdom. It is both a non-ministerial government department [ 2 ] and an executive agency of HM Treasury . [ 3 ]
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Index-linked Savings Certificates are British inflation linked bonds from National Savings and Investments, the state-owned savings bank in the United Kingdom.The bond terms are typically 2, 3 or 5 years.
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The annual interest is set by NS&I and was 1.40% as of December 2017, reducing to 1.00% as of December 2020. This was increased to 2.2%, as of October 2022 [update] then increased again to 3% as of January 2023 [update] and is now at 4.65% from September 2023. [ 21 ]
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