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2. Farmers Insurance expands home coverage, saying market has ...

   www.aol.com/news/farmers-insurance-expands-home...

   Farmers Insurance is upping the number of home policies it writes each month and resuming coverage for condos, renters and other dwellings, saying the California insurance market has improved.

3. What is home insurance replacement cost coverage? - AOL

   www.aol.com/finance/replacement-cost-coverage...

   For instance, if your dwelling coverage only covers up to $250,000, but the cost to rebuild your destroyed home is $300,000, guaranteed replacement cost could cover the rebuild even though it ...

4. Limited home insurance options in California as major ...

   www.aol.com/finance/limited-home-insurance...

   Bankrate’s premium data from Quadrant Information Services indicates that the annual average cost of home insurance in California is $1,217 for $250,000 in dwelling coverage, which is about 28 ...

5. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...

6. 1988 California Proposition 103 - Wikipedia

   en.wikipedia.org/wiki/1988_California...

   According to the California Insurance Commissioner, Proposition 103 "has saved consumers billions" since being implemented, specifically a $4.29 billion per year dividend. [7] It also claims "Californians spent 0.3% less on auto insurance in 2010 than they spent in 1989, while the nation spent 43.3% more".

7. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...