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Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...
In states where there is a choice of coverage, most consumers choose traditional tort regimes because the cost of the no-fault regime is more expensive. 24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
50/50 fault: If it’s too difficult to determine fault, particularly if no witnesses saw the accident take place, some insurance companies will decide to split the costs equally between the two ...
Here is the full list of New York car insurance requirements: $25,000 bodily injury liability per person and $50,000 death liability per person $50,000 bodily injury liability per accident and ...
Geo (General Motors brand) (1989–1997) Hudson (1909–1957) Hummer (1992–2010; back as model of GMC since year 2022, Hummer EV) Hupmobile (1909–1939) Imperial (1955–1975, 1981–1983) (Chrysler Corporation brand – Imperial was also used as a Chrysler model name in certain other years.) Jordan; Kaiser; LaFayette; LaSalle (1927–1940 ...
Rapid was acquired in 1909 by General Motors, which merged it with the Reliance Motor Car Company in 1911 to form the General Motors Truck Company (GMTC). In 1912 the two brands were replaced with the GMC brand. Stellantis: Chrysler: Founded in 1925 from the remnants of the Maxwell Motor Company. Acquired by Daimler-Benz in 1998, forming ...