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2. Predatory Payday Lenders Put Military Families in the ... - AOL

   www.aol.com/2011/04/12/predatory-payday-lenders...

   Clarification: This article cites a 2005 study by the Center for Responsible Lending, in which the CRC reported that 20% of active-duty military members have taken out a payday loan and that ...

3. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   On July 1, 2010, a law exempting payday loan companies from the 36% cap expired. [32] State Attorney General Terry Goddard initiated Operation Sunset, which aggressively pursues lenders who violate the lending cap. The expiration of the law caused many payday loan companies to shut down their Arizona operations, notably Advance America. [33]

4. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 15 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

5. Community Financial Services Association of America

   en.wikipedia.org/wiki/Community_Financial...

   A central criticism of the CFSA member companies has been that payday loans are "designed to keep borrowers in debt". [3] [4] While payday loans are marketed as “one time” or “emergency loans”, the nonprofit Center for Responsible Lending has found that "borrowers who receive five or more loans a year account for 90 percent of the lenders’ business", and "lenders…collect 90 percent ...

6. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

7. Do payday loan apps lead to a cycle of debt? - AOL

   www.aol.com/finance/payday-loan-apps-lead-cycle...

   Payday loan apps, or digital cash advance apps, provide small loans with fast approval and easy access. These apps allow users to borrow money — sometimes as little as $50 or as much as $500 ...