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2. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

3. Advantage Auto Loans Review: What You Need to Know

   www.aol.com/advantage-auto-loans-review-know...

   This Advantage Auto Loans ... Some financial lenders offer pre-loan qualifications before applicants apply in full. The process enables you to understand your ability to gain approval for your loan.

4. 20 Questions You Need To Ask Your Car Dealer Before You Buy - AOL

   www.aol.com/finance/20-questions-ask-car-dealer...

   The best way to get a great deal on auto financing is to have a pre-approved auto loan long before you head to the dealership. If you don't have an offer in hand, the dealership won't have any ...

5. How to get a car loan with bad credit - AOL

   www.aol.com/finance/car-loan-bad-credit...

   Before applying for an auto loan, avoid opening new credit cards or loans. Making efforts to repair your credit score before you begin shopping will put you in a more favorable position with lenders.

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".