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While most states — including California, Florida and New York — require insurance companies to provide a discount for taking a defensive driving course, the following states do not ...
Mark Sektnan, vice president for state government relations for the American Property Casualty Insurance Association, a national trade organization, said in an emailed statement: “Insurers are ...
Most telematics programs consider late-night driving between 12 a.m. and 4 a.m. as higher risk, which could reduce your potential discount. Depending on your state and insurance provider, having a ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
California was the first state in the U.S. to set up a health insurance marketplace. [ 1 ] [ 2 ] The California Health Benefit Exchange was created in September 2010 when then-Governor Arnold Schwarzenegger signed Assembly Bill 1602, (the "California Patient Protection and Affordable Care Act"), [ 3 ] by Assembly Speaker John Perez, and Senate ...
The federal Centers for Medicare & Medicaid Services (CMS), which tracks enrollment in health plans through the ACA, reported that 313,579 Wisconsin residents enrolled in insurance through the ...
State Farm ranks as sixth out of 19 insurance companies in the study, with a score of 892/1,000. As for its rating for home insurance, State Farm ranks fourth in J.D. Power's homeowners insurance ...