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  2. Debt Relief: Understand Your Options To Get Out of Debt - AOL

    www.aol.com/finance/debt-relief-understand...

    Here are a few debt relief options you can ... Pros of Debt Relief Through Debt Management Plans. Get free or low-cost services that advise you on how to budget and live within your means ...

  3. These are the best debt relief options — which is right for you?

    www.aol.com/finance/different-debt-relief...

    Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...

  4. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Debt forgiveness can offer relief from overwhelming financial burdens, but it does have downsides. Debt forgiveness is only one option for managing difficulties with repayment.

  5. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    These documents will help the lender, debt relief company or credit counseling agency understand your full financial picture and determine your eligibility for debt relief, as well as your options ...

  6. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    When to use: If you have high levels of unsecured debt (i.e., medical bills or credit cards), struggle to keep up with minimum payments and have tried other debt-relief options. Bankruptcy

  7. Bankruptcy alternatives - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_Alternatives

    A debt restructuring is usually less expensive and a preferable alternative to bankruptcy. The main costs associated with a business debt restructuring are the time and effort to negotiate with bankers, creditors, vendors and tax authorities. Debt restructurings typically involve a reduction of debt and an extension of payment terms.

  8. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Bankrate insights. If you have more credit card debt than you can handle, you have some options: Stop paying your credit card bill: If you opt for this approach, the debt is turned over to a ...

  9. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement, debt management plans and debt consolidation are among the most popular debt relief options. If you work with a credit counselor to create a debt management plan, ensure it’s ...

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