Ads
related to: pre-employment credit check
Search results
Results from the WOW.Com Content Network
A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.
Looking for a new job: Some employers check applicants’ credit, and the pre-employment credit check counts as a soft pull. Renting an apartment: Most landlord credit checks are soft pulls.
You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now there’s just one thing ...
[citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...
For premium support please call: 800-290-4726 more ways to reach us
Before standardization of credit scoring, statements of character were integral to credit reports well into the 1960s. [3] With credit reports containing probing details about personality, habits, and health, in the hearings on the Fair Credit Reporting Act lawmakers were troubled that individuals were helpless to clear up errors.
Integrity testing for employment selection became popular during the 1980s. [2] Human Resources personnel found integrity tests were an improvement over polygraph tests. Polygraph tests were no longer able to be used for screening of most future employees in the United States due to the Employee Polygraph Protection Act of 1988 (EPPA). [2]
The FICO credit scoring formula gets 10% of its weight from a category called "new credit." This considers any credit inquiries (times you apply for credit) from the past 12 months.
Ads
related to: pre-employment credit check