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Microinsurance is the protection of low-income people (defined as those living on more than approximately $1 but less than $4 per day [1]) against specific perils in exchange for regular premium payment proportionate to the likelihood and cost of the risks involved.
Flooding resulting from Hurricane Katrina. Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood.
Pontianak Malay (Pontianak Malay: Bahase Melayu Pontianak, Jawi: بهاس ملايو ڤونتيانق) is a Malayic language primarily spoken by the Malay people in Pontianak and the surrounding areas in West Kalimantan, Indonesia.
Satu Nusa Satu Bangsa (transl. One Native Land, One Nation ) is an Indonesian national song created by Liberty Manik, and the song was first played via radio broadcasts in 1947. [ 1 ] [ 2 ]
Bahasa Indonesia is sometimes improperly reduced to Bahasa, which refers to the Indonesian subject (Bahasa Indonesia) taught in schools, on the assumption that this is the name of the language. But the word bahasa (a loanword from Sanskrit Bhāṣā) only means "language."
Berjaya is a patriotic Malaysian national song.This song was composed by Saiful Bahri Elyas (Saiful Bahri) in a day and performed by Jamaluddin Alias which was given wide air-time play by Radio Televisyen Malaysia (RTM) in the late 1960s and early 1970s.