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2. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

3. What is a private student loan? - AOL

   www.aol.com/finance/private-student-loan...

   Federal loans. Private loans. Type of interest rates. Fixed rates only. Variable or fixed interest rates. Loan amounts. Up to $57,500 aggregate for undergraduates, up to the full cost of ...

4. Types of private student loans - AOL

   www.aol.com/finance/types-private-student-loans...

   Parent loans typically function like any other private student loan in terms of interest rates, repayment terms and grace periods. The difference, however, is that the parent — not the student ...

5. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

6. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate "undue hardship." [45] After the passage of the bankruptcy reform bill of 2005, even private student loans are not discharged during bankruptcy. This provided a credit risk free loan for the lender, averaging 7 percent a year.

7. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [40] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...