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  2. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    A FICO score, developed by the Fair Isaac Corporation, has been used by lenders since 1989 to evaluate consumers’ credit risk. These three-digit scores typically range from 300 to 850 (although ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]

  4. What is considered a fair credit score? - AOL

    www.aol.com/finance/considered-fair-credit-score...

    Out of about 225,000 Bankrate users who requested credit card matches on the site in 2023, just over 21 percent fall into the fair credit score range. Having a fair credit score often means you ...

  5. Does Having a Credit Card Balance Hurt Your Credit Score? - AOL

    www.aol.com/does-having-credit-card-balance...

    You probably know that paying down debt is good for your credit score. But there’s a persistent myth about credit card balances and credit scores. Some people say that carrying a small balance ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit score systems are well known to contain racial bias and have been shown to increase racial disparities [5] [30] [31] [32] as studies show that African American and American Latino populations have substantially lower scores than the white American population on average. [1]

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...

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