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With a 2% cash-back credit card, anyone can earn while they spend, ultimately making their budget go further. Here are some of the top 2% cash-back credit cards that consumers can find today.
Tiered Cash Back: These cards offer higher cash back rates for specific spending categories, like groceries, dining, or gas. For instance, you could earn 3% on groceries, 2% on dining, and 1% on ...
With a 2% cash back credit card, anyone can earn while they spend, ultimately making their budget go further. Here are some of the top 2% cash back credit cards that consumers can find today.
The Alliant Cashback Visa Signature Credit Card offers a significant cash back rate of 2.5% on all purchases up to $10,000 per billing cycle to cardholders who also have a High-Rate Checking account.
The "cash back" is rarely actually cash money, but rather takes the form of a transfer of the "cashback" amount to the customer's bank account. Examples in the U.S. include Rakuten Rewards, a coalition reward program, and many banks that give their clients cash back for using their debit cards to pay for various products and services.
Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.
The credit card industry has gotten exceedingly competitive over the past decade, as each issuer attempts to woo new cardholders with a variety of perks. Cash-back credit cards have been growing in...
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