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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

3. Am I a Good Candidate for a Debt Management Plan? - AOL

   www.aol.com/lifestyle/am-good-candidate-debt...

   With a DMP, you don’t take out a new loan; instead, you stick with your existing debts but make a single, consolidated payment to the credit counseling agency. Debt settlement tries to reduce ...

4. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   If you had a $5,000 credit card balance with a 21.51% APR and only made the minimum payment, it would take you over 10 years to pay it off — and cost you an extra $7,750 in interest. This is ...

5. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

6. Debt relief - Wikipedia

   en.wikipedia.org/wiki/Debt_relief

   Debt relief, on an individual level, refers mainly to the negotiation for a reduction of a debt by either the consumer or a debt settlement agency. Through this arrangement, consumers agree to pay the creditor a fixed amount of money (generally a discount on their outstanding debt) either in a lump sum or under a payment plan.

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Debt settlement; Debt consolidation; Credit counseling; Chapter 7 bankruptcy and Chapter 13 bankruptcy; Although each of these debt-relief options deals with credit card debt, they are also able to deal with other types of debt. including personal loans, medical debt, accounts in collections and more, epending on the program type. These ...