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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Using a loan calculator can help determine the exact monthly payments for a loan, making it easier to budget and avoid mistakes. ... Your interest is mostly determined by your credit score. The ...

3. Why is good credit so important? - AOL

   www.aol.com/finance/why-good-credit-important...

   For example, getting a 60-month new auto loan for $25,000 costs far more with a 500 credit score than with 700 credit score according to the MyFICO loan savings calculator. 500 credit score 700 ...

4. What is a good credit personal loan? And how do you qualify ...

   www.aol.com/finance/good-credit-personal-loan...

   Good credit loans are offered by banks, credit unions and online lenders. To apply for a good credit loan, you'll need a FICO score of at least 670 and the income and other eligibility criteria ...

5. How does a personal loan affect your credit score? - AOL

   www.aol.com/finance/does-personal-loan-affect...

   For example, if you have two credit cards with a total credit limit of $10,000 taking out a personal loan and consolidating $5,000 of the credit card debt will increase the total amount of credit ...

6. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. [3]

7. Average credit score for personal loans - AOL

   www.aol.com/finance/average-credit-score...

   Generally, the required credit score for a personal loan is at least 580. To qualify for a lender’s lowest interest rate, borrowers typically need a score of at least 800 and a high income.