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2. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   A mortgage loan modification is a solution for borrowers facing long-term financial hardship. If you’re struggling to make your mortgage payments and don’t foresee changes to your income, work ...

3. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.

4. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   The ICR Plan has the fewest eligibility requirements. A borrower is only required to have an eligible loan. [3] The IBR and Pay As You Earn Plans require that the borrower demonstrate a "need" to make income-driven payments and have eligible loans. [3] The Pay As You Earn Plan is limited to those who borrowed recently.

5. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request. Investors can consider borrowers’ credit scores, ratings, and histories and the category of the loan. Prosper handles the servicing of the loan and collects and distributes borrower payments and ...

6. Mortgage questions to expect from your lender - AOL

   www.aol.com/finance/mortgage-questions-ask...

   That means that your regular monthly obligations — including car loans, credit cards, student loans and your mortgage (if you get it) — account for less than 36 percent of your pre-tax income.

7. Student loans: New loan servicers may complicate payment ...

   www.aol.com/finance/student-loans-loan-servicers...

   Enroll in other loan forgiveness programs. Borrowers with a total and permanent disability are eligible for disability discharge.Typically, military veterans who have a 100% disability connected ...