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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

3. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   With a consolidation loan the amount of debt owed would still be on your credit report, but because personal loans are installment loans, they don’t impact your score as severely as credit cards ...

4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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   Increased Credit Score: While this may take time, a debt consolidation loan can improve your credit score by making on-time payments easier, thus lowering your credit utilization. Having multiple ...

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt , but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt . [ 2 ]

6. Does Debt Consolidation Hurt Your Credit?

   www.aol.com/finance/does-debt-consolidation-hurt...

   Learn how debt consolidation can impact your credit. See the long-term effects on your credit score and how debt management can improve your credit.

7. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt consolidation loans can be unsecured, meaning no collateral is required, or secured, meaning collateral is required. ... and settled accounts stay on your credit reports for seven years ...