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  2. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    Adding a cosigner to a loan application can help you qualify, particularly when your credit score or personal income may not be enough to obtain approval on your own. However, before resorting to ...

  3. A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible.

  4. Can You Buy a Car Without Credit History or a Cosigner - AOL

    www.aol.com/buy-car-without-credit-history...

    Most new car loans are in the 65-month range, which means it will take about 5 1/2 years to pay off the loan. Longer loans are tempting, because the monthly payments are lower. However, they aren ...

  5. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    A report suggests that these loans could be as damaging as payday loans, with 43% of guarantors in the study unclear about their financial liability. [2] [3] Guarantor loans are sometimes seen as alternatives to payday loans and associated with the sub-prime finance industry.

  6. Personal guarantee - Wikipedia

    en.wikipedia.org/wiki/Personal_guarantee

    A personal guarantee is a promise made by a person or an organization (the guarantor) to accept responsibility for some other party's debt (the debtor) if the debtor fails to pay it. In the case of a personal guarantee made by an individual on behalf of another, the person who makes the personal guarantee is usually referred to as a co-signer ...

  7. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  8. Loan guarantee - Wikipedia

    en.wikipedia.org/wiki/Loan_guarantee

    The loans are made by private lenders with the caveat that the government will pay off the loans if the company defaults on them. Chrysler did not go into default. Another example was the creation of the Emergency Loan Guarantee Board to administer $250 million in US government loan guarantees made to private lenders on behalf of Lockheed in 1971.

  9. Do I Need a Cosigner to Refinance My Car? Learn How ... - AOL

    www.aol.com/cosigner-refinance-car-learn-someone...

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