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  2. Funding Circle - Wikipedia

    en.wikipedia.org/wiki/Funding_Circle

    Originally it was a peer-to-peer lending marketplace that allowed the public to lend money directly to small and medium-sized businesses. Through this exchange businesses access lower costs of financing than they would get at a bank and the public are able to become lenders and in doing so make a return on their capital. [ 5 ]

  3. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

  4. Collaborative finance - Wikipedia

    en.wikipedia.org/wiki/Collaborative_finance

    Collaborative finance is a category of financial transaction that occurs directly between individuals without the intermediation of a traditional financial institution. This new way to manage informal financial transactions has been enabled by advances in social media and peer-to-peer online platforms. The wide variety of collaborative finance ...

  5. How do you lend money when you can’t charge interest ... - AOL

    www.aol.com/finance/lend-money-t-charge-interest...

    A financial institution lends money to a borrower, and charges an interest rate as the customer repays the loan. The financial institution then earns income based, in part, on those interest payments.

  6. Here's the right way to lend or gift money to help your loved ...

    www.aol.com/finance/heres-way-lend-gift-money...

    The interest on the lent money must be greater than or equal to the applicable federal rate in order to qualify as a loan rather than a taxable gift by the IRS. There are short-term, mid-term, and ...

  7. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money loan interest rates might be in the double-digits — far higher than the rates for 30-year fixed-rate mortgages. The rates and fees are typically determined by how much financing you ...

  8. Interbank lending market - Wikipedia

    en.wikipedia.org/wiki/Interbank_lending_market

    The majority of lending in the fed funds market is overnight, but some transactions have longer maturities. The market is an over-the-counter (OTC) market where parties negotiate loan terms either directly with each other or through a fed funds broker. Most of these overnight loans are booked without a contract and consist of a verbal agreement ...

  9. 17 legitimate ways to get money fast - AOL

    www.aol.com/finance/17-legitimate-ways-money...

    How to get money fast. If you’re trying to get money fast, focus on strategies that help you bridge your financial shortfall without consuming much time or involving a lot of risk. 1. Sell something

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