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Like ocean marine insurance, inland marine insurance has been traditionally less regulated in the United States. [3] Inland marine policies became known as "floaters" since the property to which coverage was originally extended was essentially "floating." The coverage has grown to include property that just involves an element of transportation.
Aside from the insurance coverage provided by the original three exchanges, Mid-Century offered insurance coverage for Inland marine, robbery, burglary, personal lines, plate glass, selected bonds, and floaters. [5] 1953. Seattle-based New World Life Insurance Company was acquired by Farmers. [5] 1959
Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I club. [1] Whereas a marine insurance company provides "hull and machinery" cover for shipowners, and cargo cover for cargo owners, a P&I club provides cover for open-ended risks that traditional insurers are reluctant to insure.
Several forms of fidelity guarantee cover are available: an individual policy or "floater policy", relating to a named employee; a collective policy, covering a group of employees; or a "blanket policy" which would cover a generic category of employee, such as those who handle the company's cash. [10]
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Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.
The classes of insurance underwritten by Catlin include property, general liability, professional liability/indemnity, energy, aviation, marine hull and cargo, accident and health, specie, satellite, equine and livestock, product recall, construction and engineering, motor fleet, and inland marine.
The Waterways Journal publishes several authoritative reference works for the river industry. These include the Inland River Record, a complete listing of inland commercial vessels updated annually, and the Inland River Guide, an annual directory of companies with waterways-related business, including barge and towing companies; harbor fleeting companies; terminals; shipyard and repair ...