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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...

3. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Consolidating federal or private student loans generally gives you a single lower monthly payment, but using a Direct Consolidation Loan also means you'll have access to even more perks.

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Student loan consolidation may be a good fit if you: You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student ...

5. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

6. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation loans generally have terms between one and seven years, and many will let you consolidate up to $50,000. But debt consolidation isn’t the only way borrowers can use personal ...

7. When Is It Worth It To Consolidate Your Bills?

   www.aol.com/worth-consolidate-bills-180008157.html

   Consolidating student debt combines all of your existing loans into one loan and at a new interest rate that is the weighted average of your previous loans. This allows borrowers to simplify their ...